Retirement Planning
Retirement Planning Services
At PalomarWealth, we offer a range of services to help you effectively plan for retirement. Our team of experienced advisors is dedicated to providing personalized advice tailored to your unique needs.
One-Year Engagement
Includes 4 meetings with ongoing support:
- Goals-Based Planning
- Financial Snapshot
- Retirement Projection Analysis
- Retirement Allocation Analysis
- Investment Analysis
- Tax-Efficiency Analysis
- Social Security Analysis
$1,875 Annually or $156.25 a Month
Is Your 401k Working for You?
Let Us Review It for You
At PalomarWealth, we understand that navigating the complexities of retirement planning can be challenging. That’s why we’re offering a review of your 401(k) to ensure you're on the right track towards a secure financial future – and we don’t charge a fee!
Schedule your 401(k) review now and let us help you make the most of your retirement savings.
How To Reclaim An Inactive 401k
Did you know that 1 in 5 Americans have inactive 401(k)s worth thousands of dollars? Don't let your hard-earned money go to waste! Here's how to reclaim yours.
How to find a lost 401k
- Contact your old employer's HR department
- Check old 401(k) statements for account details
- Use look-up databases like the National Registry of Unclaimed Retirement Benefits or the National Association of Unclaimed Property Administrators
- Check the Department of Labor's abandoned plan database
Once you've located your plan, you can
- Request a direct rollover to your new employer's plan
- Transfer the funds into an existing IRA
- Cash it out (but beware of taxes and penalties)
2025 Contribution Limits
Do you know about the new, record-high retirement contribution limits from the IRS?
How Much Do I Need to Save?
This calculator can help you estimate how much you may need to save for retirement
Healthcare in Retirement
Without a solid approach, your healthcare expenses may add up quickly
Where Will Your Money Come From?
Retirement income may come from a variety of sources - here's an overview of six
Cost of Procrastination
Don't let procrastination keep you from pursuing your financial dreams and goals
Do You Have a Bucket Plan?
Longer life expectancies mean you may want to use a bucket approach to retirement saving