4500 North Prospect Road
Our clients vary in age and background, but most have the following characteristics in common:
Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help more people prepare for their future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives.
We are compatible with people who are ready to take steps to ensure their financial future. If you are ready to take those steps, connect with us!
One-Year Engagement: 6 meetings with ongoing support.
One-Year Engagement: 4 meetings with ongoing support.
Short-Term Engagement: 2-3 meetings.
A clearly defined financial plan built around one area. Examples Include:
Estate Planning is offered through a partnership with EncorEstates.
Although we are not attorneys, we can facilitate the creation of your estate plan by providing you access to our partner, EncorEstate, and their software. Our team coordinates information to help provide you with an estate plan in a time-efficient and cost-effective manner. Your estate plan is then prepared and reviewed in less than a week by leading industry professionals (estate planners/attorneys) to give you a professional estate plan. Your plan includes a revocable trust, will, financial power of attorney, medical power of attorney, and other documents. We will provide you the support you need to make informed decisions to complete the process.
Who can use this system?
We estimate that approximately 75% of estate plans are appropriate for this system. If you are disinheriting children, feel like you have heirs that will litigate after your death, or have extremely unusual beneficiary needs, this system is not a good fit for you. We can refer you to one of our local estate planning attorneys for these needs.
1) Beneficiaries – Who is going to get everything?
2) Method of Distribution – How are the beneficiaries going to get everything (ages, no restrictions, etc.)?
3) Trustee/Executor/Power of Attorney – Who will make financial decisions for you if you cannot?
4) Health Care POA – Who will make health care decisions for you if you cannot?
5) Guardian (if necessary) – Who will have physical custody of minor children?
Already have an Estate Plan? No problem.
Even if you are in the minority of families who have completed their estate plan, this relationship can review your existing documents and provide a list of follow-up questions to see if it is up to date. If you know that a number of things have changed, this system can create brand new documents for you while using your existing trust name and date (this prevents having to re-register assets already in the trust).
Trust-based Estate Plan Includes:
Will-based Estate Plan Includes:
The Power Pack Includes:
At PalomarWealth, we employ a data-driven approach to managing assets that is focused on long-term, compound annual growth. We are proud to partner with Helios Quantitative Research, a data analytics firm. Helios specializes in providing research to an exclusive group of financial advisors who then build, implement, and monitor custom quantitative model portfolios. Our Investment Committee reviews the research supplied by Helios and other sources and then applies the strategies which best align with our client’s financial goals.
We are not influenced by the next hot stock as history tells us that very few companies outperform their benchmark over a ten-year time frame. Instead, we incorporate your holistic financial picture, goals, attitudes, dreams, and challenges to create a comprehensive plan and result in a clearer financial future.
We begin by learning what your priorities are and then we simply listen. We ask the right questions to understand your financial perspective. Listening is a core value that we employ in our practice. Through active listening, we discover what wealth means to you by creating a high-value, advice-driven relationship as your partner in your financial journey.
We collaborate together to create recommendations and strategies designed to bring you financial success. We work with individuals and families from a diverse blend of backgrounds and a broad range of professions; from small businesses to farming, to the manufacturing industries.
We create individual, unique, and custom financial solutions. Our team monitors your investments and meets with you regularly to ensure you are navigating the right course toward a healthy financial future.
Thrivent Advisor Network builds on the 100-year heritage of Thrivent Financial. Together we partner with Thrivent Financial to help you achieve financial clarity, make the most of everything you’ve been given, and live your life full of meaning and gratitude.