Navigating Your Financial Journey Podcast

Your budget is the foundation of your financial house. Learn the different styles of budgeting and what tools you can use to make your budget work for you!

Have you covered your potential risks? Take a journey through risk management to lay the foundation for a strong financial future!

What happens to your property when you pass away? Understanding how your assets will be distributed is key to your peace of mind. 

How much should you be saving for your retirement? What's the difference between traditional IRAs and Roth IRAs? 401ks and pensions? Retirement presents so many questions, we'll help you understand the terms and general strategies around retirement planning.

What do people mean when they refer to stock market terms like "the Dow?" What's the difference between equities and fixed income? Understanding the lingo will help you grasp the basics so you can flex your financial literacy muscles!

Investing involves a multitude of factors, but we are human and make choices based on more than just numbers! Dive into this episode to learn how psychology impacts your decision-making. 

If you have kids or grandkids in your life, join us as we discuss how to plan and save for their college education. We cover the rising costs of college, resources for estimating your costs, loan types, scholarship resources, and savings vehicles.

Most Americans regularly use debt (credit cards, mortgages, student loans, etc.) to fund their lives. Join us as we explore the stats around debt in America and discuss how to be strategic with debt.

Join us for a very special episode where Matt and Kelly discuss the US tax system and how we can be tax-wise with our finances. Taxes impact nearly every area of your financial picture!

In 2 Corinthians 9:7, the apostle Paul wrote, "God loves a cheerful giver." Join us as we explore the nuts and bolts of how we can be generous with time, talents, and treasure!

When you hear the word "Capital," what meaning comes to mind? For most people, it's money-but it can mean so much more. Any investable resource can be capital, join us as we discuss the 5 Capitals, values-based investing, and exploring your core values!

Everyone has opinions regarding finances, let us help you cut through the noise to find the facts.

Proverbs 15:22

Without consultation, plans are frustrated; But with many counselors, they succeed.

Throughout Season 1, we covered each financial concept separately. Join us as we begin Season 2, where we share how to see your financial situation holistically. Future episodes will focus on different stages that people experience and how to prioritize needs, wants, and wishes for each stage. 

1. Early Career

• Student Loan Debt
• Entry-Level Salary
• When to Begin Retirement Savings
• How Marriage Changes Your Financial Plan

2. Mid-Career

• Promotions
• Home Purchase/Moving
• Having Children

3. Pre-Retirement

• Deciding How Much You Will Need
• Setting Goals
• Dreaming Big on How to Enjoy Retirement

4. Retirement

• Go-Go, Slow-Go, and No-Go Years
• How To Make Your Savings Last

5. Beyond

• Tax-Efficient Estate Transfer
• How to Leave a Legacy

Every stage offers new challenges. Listen regularly to build your understanding and learn how to make wise decisions throughout your life!

In Season 2, episodes will focus on different stages that we experience in life. Join us to explore how to prioritize needs, wants, and wishes for each stage. 

Early Career

• Entry-Level Salary & Setting Priorities
• When to Begin Retirement Savings
• Living Arrangements
• Protecting Yourself & More!

Every stage offers new challenges. Listen regularly to build your understanding and learn how to make wise decisions throughout your life!

As we often do in our conversations, Matt and Kelly went on a tangent! Explore a few financial fun facts as well as learn some helpful information in our first Sidebar Episode. We'll return to the next stage, Mid-Career, in Episode 16. Every stage offers new challenges. Listen regularly to build your understanding and learn how to make wise decisions throughout your life!  

In Season 2, episodes will focus on different stages that we experience in life. Join us to explore how to prioritize needs, wants, and wishes for each stage. 

Considerations for Married Couples

• Should we combine our finances?
• Are there tax benefits to filing jointly?
• Are there debts to payoff?

Every stage offers new challenges. Listen regularly to build your understanding and learn how to make wise decisions throughout your life!

In Season 2, episodes will focus on different stages that we experience in life. Join us to explore how to prioritize needs, wants, and wishes for each stage. 

Considerations for a Home Purchase:

• How do I know if I am financially ready to buy a home?
• How much home can I afford?
• How do interest rates affect my situation?
• What types of loans are available?

Every stage offers new challenges. Listen regularly to build your understanding and learn how to make wise decisions throughout your life!

In Season 2, episodes will focus on different stages that we experience in life. Join us to explore how to prioritize needs, wants, and wishes for each stage. 

Considerations for a new promotion:

• Income Increase
• Revisiting Goals
• Retirement Considerations
• Tax Planning
• Updating Insurance

Every stage offers new challenges. Listen regularly to build your understanding and learn how to make wise decisions throughout your life!

October is Cybersecurity Awareness Month. Join us as we walk through how to protect yourself from scams, share the most common scams, and what to do if you find yourself a victim of identity theft or scams.

Every stage offers new challenges. Listen regularly to build your understanding and learn how to make wise decisions throughout your life!

What should you consider when repaying your student loans?

• Type of Loans
• Repayment Strategies
• Double Consolidation Backdoor for Parent Plus Loans

Every stage offers new challenges. Listen regularly to build your understanding and learn how to make wise decisions throughout your life!

What issues should I consider when having or adopting a child?

• Cash Flow Changes
• Childcare Costs
• Insurance Changes
• Tax Planning
• Estate Planning

Every stage offers new challenges. Listen regularly to build your understanding and learn how to make wise decisions throughout your life!